Natural Catastrophe Insurance: What you need to know
2018 natural disasters totaled $52 billion Wildfires, heat waves and droughts account for 34% of U.S. insured losses in 2018 Tropical cyclones account for another 30% and thunderstorms with 27% With fire season in full swing on the West Coast and the East Coast bracing for the coldest winter yet, natural catastrophes have… Read More »
Discussing USERRA Laws, Natural Disasters and the Effects on your Business
In 1994, Congress passed the Uniformed Services Employment and Reemployment Rights Act (USERRA) in an effort to update the laws around military leave to coincide with modern workplace laws. Essentially the statute, under certain conditions, requires that service members are protected from workplace discrimination based on their military service in addition to requiring employers to put these individuals back in their civilian jobs after service. The law calls for three separate employer obligations.
Fire Coverage Newsletter
Roaring fires, fire prevention and fire technology have been a contentious debate for many years amongst Californian meteorologists and scientists. Southern California is unique in that we have two separate fire seasons. One occurs from October through April, usually driven by the Santa Ana winds, and the other being the warm and dry periods from… Read More »
Are you properly covered to take care of yourself, your business and your employees in the wake of an earthquake?
The lights are flickering. Your products, shelves and furniture are falling all over the floor. Photos are sliding off the walls and your employees are seeking shelter under desks and in doorways. The windows are rattling, and the ground is swaying beneath you. Are you properly covered to take care of yourself, your business and… Read More »