Call it GL or CGL, what it really should be called is simply “business insurance.” You can call it anything you want except “unimportant.” This coverage will keep you out of trouble in the event physical injury or property damage occurs as a result of your business operations.
General Liability is the standard liability coverage that any business should have and which is required by most landlords or lenders. It pays for attorney fees, court costs, witness fees & settlements. General Liability (generally) comprises the following core coverage features, protecting businesses from 3rd party claims of:
Coverages Often Sold Separately
It is important to note some common liabilities that are most often not insured by CGL but which can be purchased separately:
Industry Specific Liabilities
We can help you find out if you’re overpaying and do a comprehensive audit to find out what you’re missing. Let’s chat!